Free Net Worth Calculator
Find out your net worth by listing your assets and liabilities. Your net worth equals total assets minus total liabilities — a key indicator of your financial health.
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Frequently Asked Questions
What is net worth?
Net worth = Total Assets − Total Liabilities. Assets include cash, investments, real estate, and valuables. Liabilities include mortgages, loans, and credit card balances. Positive net worth means you own more than you owe.
What is a good net worth at my age?
A common rule of thumb: by 30, aim for net worth equal to your annual salary; by 40, 3× salary; by 50, 6× salary. These are guidelines, not mandates — starting late is better than not starting.
Should I include my home in net worth?
It depends on your goal. Including home equity gives a fuller picture. Excluding it shows your liquid/investable net worth. Tracking both gives the most useful view of financial health.